Table of contents

Introduction

Introduction

Welcome to the Precium Payment Orchestration API documentation. This comprehensive guide provides everything you need to integrate Precium's payment orchestration platform into your application, enabling you to accept payments across multiple payment methods through a single, unified API.

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What is Precium?

Precium is a payment orchestration platform that simplifies payment acceptance by providing:

  • Unified API — Single integration for multiple payment methods
  • Hosted Checkout — Secure, PCI-compliant payment pages
  • Payment Links — Quick payment collection via shareable links
  • Recurring Billing — Automated subscription management
  • Multi-Method Support — Cards, EFT, Instant EFT, DebiCheck, and more

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Who Is This Documentation For?

This documentation is designed for:

  • E-commerce Developers building online stores and checkout experiences
  • SaaS Platforms implementing subscription billing
  • Mobile App Developers adding payment capabilities
  • Business Systems Integrators connecting billing and accounting systems
  • Marketplace Operators managing multi-party payments

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Integration Options

Precium offers flexible integration approaches to match your technical requirements and PCI compliance level:

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Integration TypePCI ScopeDescriptionBest For
Hosted CheckoutSAQ-ARedirect to Precium-hosted payment pageFastest integration, minimal compliance burden
Payment LinksSAQ-AGenerate shareable payment URLsInvoicing, email payments, manual billing
Direct PostSAQ A-EPCustom checkout with form POST to PreciumBranded checkout experience
Server-to-ServerSAQ-DFull API control with card data handlingPSPs and enterprise with full PCI compliance

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Note: This documentation covers Hosted Checkout, Payment Links, and Direct Post integrations. For Server-to-Server (S2S) integration requiring PCI SAQ-D compliance, refer to the S2S Integration Guide by reaching out to your sales/account manager.

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Supported Payment Methods

Cards

  • Visa
  • Mastercard
  • Maestro
  • American Express (where available)

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Instant EFT

  • Ozow
  • Capitec Pay

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Bank Debit

  • DebiCheck (authenticated debit orders)
  • Debit Order (traditional EFT debit)

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Bank Credit

  • SSVS - Same day value service allowing push payments to bank accounts
  • BEFT - Dated electronic bank transfer allowing next day push payments to bank accounts

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Mobile Wallets

  • Zapper
  • SnapScan

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Other

  • Capitec Pay Recurring
  • Manual EFT with payment reference

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API Overview

Base URL

https://gate.reviopay.com/api/v1/

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Authentication

All API requests require Bearer token authentication:

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BASH

curl -X GET "https://gate.reviopay.com/api/v1/purchases/" \
  -H "Authorization: Bearer YOUR_API_KEY"

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Core Resources

ResourceDescription
/clients/Customer records with contact and billing information
/purchases/Payment transactions and invoices
/billing_templates/Subscription billing configurations — no longer offered to new integrations
/webhooks/Event notification subscriptions
/payouts/Disbursements to recipients — not yet available

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Key Concepts

Clients

A Client represents a customer in your system. Creating a client record enables:

  • Pre-filled checkout information
  • Stored payment methods for one-click payments
  • Recurring billing associations
  • Transaction history tracking

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Purchases

A Purchase represents a payment request. Each purchase includes:

  • Products/line items with pricing
  • Currency and total amount
  • Payment method restrictions (optional)
  • Redirect URLs for payment completion
  • Checkout URL for hosted payment page

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Billing Templates

A Billing Template defines recurring billing rules:

  • Subscription periods and pricing
  • Payment method requirements
  • Automated charge scheduling
  • Trial period configuration

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Recurring Tokens

When a customer pays with force_recurring: true, their payment method is tokenized for future charges without requiring re-entry of payment details.

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Integration Architecture

flowchart LR
    subgraph Your["Your Application"]
        A[Backend Server]
        B[Frontend/Website]
    end

    subgraph Precium["Precium Platform"]
        C[API Gateway]
        D[Hosted Checkout]
        E[Payment Processing]
    end

    subgraph Methods["Payment Methods"]
        F[Card Networks]
        G[Bank Partners]
        H[Wallet Providers]
    end

    A -->|API Calls| C
    B -->|Redirect| D
    C --> E
    E --> F
    E --> G
    E --> H
    D -->|Callback| A
    D -->|Redirect| B

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Documentation Structure

This documentation suite consists of the following guides:

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DocumentDescription
Quick StartGet your first payment working in minutes
Integration GuideComplete reference for all payment scenarios
Error ReferenceError codes, causes, and resolution steps
Code ExamplesProduction-ready code in multiple languages
ReconciliationSettlement and financial reporting
Testing GuideTest scenarios and sandbox testing
TroubleshootingCommon issues and solutions
GlossaryPayment terminology definitions

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Getting Started

Prerequisites

Before integrating, ensure you have:

  1. Precium Account — Sign up at https://gate.reviopay.com/login
  2. API Credentials — Obtain from your Precium Dashboard
  3. Brand Configuration — Set up your brand. Multiple brands can be created
  4. Webhook Endpoint — (Recommended) URL to receive payment notifications

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Quick Integration Path

flowchart TD
    A[1. Create Client] --> B[2. Create Purchase]
    B --> C[3. Redirect to checkout_url]
    C --> D{Payment Completed?}
    D -->|Success| E[4. Receive Webhook]
    D -->|Failure| F[Handle Failure]
    E --> G[5. Fulfill Order]

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Your First Payment

BASH

# 1. Create a purchase
curl -X POST "https://gate.reviopay.com/api/v1/purchases/" \
  -H "Authorization: Bearer YOUR_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{
    "client": {
      "email": "customer@example.com"
    },
    "purchase": {
      "currency": "ZAR",
      "products": [
        {
          "name": "Product Name",
          "price": 10000
        }
      ]
    },
    "brand_id": "YOUR_BRAND_ID",
    "success_redirect": "https://www.example.com/success",
    "failure_redirect": "https://www.example.com/failure"
  }'

# Response includes checkout_url - redirect customer there

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Environment Information

EnvironmentBase URLPurpose
Sandboxhttps://gate.reviopay.com/api/v1/Testing and development
Productionhttps://gate.reviopay.com/api/v1/Live transactions

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Note: Sandbox and Production use the same base URL but different API credentials. Ensure you use sandbox credentials for testing.

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Test Card Details

For sandbox testing:

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FieldValue
Card Number4444 3333 2222 1111
ExpiryAny future date
CVC123
CardholderAny name (Latin characters)

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Support & Resources

ResourceDescription
API Referencegate.reviopay.com/api/
Dashboardgate.reviopay.com/login
Support Emailsupport@precium.com

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Next Steps

Ready to integrate? Start with the Quick Start Guide to process your first test payment in minutes.

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