Optimise your payments performance

Process, route and reconcile payments across multiple methods, channels, providers, and markets – through a single integration.

Payments
built for scale

Optimise your payment acceptance with flexible payment infrastructure built for enterprise scale. Our modular platform enables multi-method pay-ins, payouts, and tokenization across multiple methods and providers.

Payment processing

Process pay-ins and payouts across multiple methods, channels, and processors through a single integration with built-in redundancy.

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Secure tokenization

Store sensitive payment data in our PCI DSS Level 1 compliant token vault, enabling recurring payments and one-click checkout for returning customers.

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Payment routing

Optimise your check-out with smart routing and retry rules to reduce failed payments and increase conversion rates.

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Don’t take our
word for it

Precium has enabled us to offer payment acceptance capabilities faster than we would have been able to build ourselves. The team’s expertise in payments and collections gave us confidence that the systems were secure, compliant, and fit for scale.

Nishan Pillay
Product Owner, Old Mutual

Every payment matters

There’s a person behind every payment. Their context and preferences matter.

To maximise customer conversion and retention, merchants’ payments must be frictionless, secure, convenient, relevant, and most importantly – meet customers where they are.

We work closely with our clients to understand their business and the context of their customers, and combine these insights with cross-industry data to optimise payment performance.

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Payment processing you can count on

Pay-ins
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A single API for local payment methods, optimised for performance and customer experience
Payouts
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One integration for card, debit order (EFT and DebiCheck), Instant EFT, Capitec Pay, QR code payments, cash & voucher payments, and other APMs

Boost performance with smart transaction routing, failover, and retry strategies

Automatically reconcile transactions across multiple platforms and providers to bank statements

Manage risk with local fraud and risk management, and a dedicated team of experts ensuring compliance

Schedule once-off or bulk disbursements through API to reduce operational effort

Instant or same-day settlement options

Pre-validate accounts with built-in account verification to reduce failed and fraudulent payouts

View real-time payout statuses and receive system notifications via customizable webhooks

Automate reconciliation with bank statement transaction matching

Boost payment performance with intelligent routing rules

Intelligently route and retry transactions using Precium’s proprietary payment logic and out-of-the-box integrations with local processors. Set up static rules and cascade transactions in real-time.

Reroute failed authorisation to an alternative processor without disrupting the customer experience
Route transactions based on dynamic performance data, and reroute failed transactions in real-time
Route transactions by currency, IP address, or BIN number to selectively expose the best local payment options
Route transactions based on transaction value to optimise processing costs

Recommended resources

Smart routing guide

Optimise your conversion rates and payment performance with smart routing rules, customised to your business needs.

Read more
How to increase payment success

Find out how to improve your payments performance throughout the customer journey.

Read more
Network tokenization guide

Learn how network tokenization can increase authorisation and success rates while improving payment security.

Read more

How we build

Enterprise grade security

Built for enterprise scale and security, with the modularity and flexibility to meet your needs. Our platform is PCI DSS compliant and regulator certified, so that you don’t have to be

Customer-obsessed, data-led

There’s a person behind every payment. We work closely with our clients to understand their context and the context of their customers, and combine this with our cross-industry data to optimise payment performance

Your payments partner

If you think of us as anything less than a partner, we’re not doing our job. Our team of experts work with you to craft bespoke payment experiences to support your boldest ambitions

Let’s get to work

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Contact Sales