A guide to South African payments for global brands

Discover how 60M South Africans pay and why localisation unlocks performance in a $350B market.

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Key Themes

What’s inside

This guide distils the data, regulation, and consumer insights you need to localise with confidence, reduce risk, and capture market share from day one.

South Africa’s digital foundations and how 85% smartphone adoption is reshaping payment behaviour

How income inequality drives payment preferences across cards, wallets, EFT and vouchers

The rise of mobile-first methods like Capitec Pay and digital wallets reshaping checkout

Regulatory shifts from SARB’s Pay Inc. acquisition to new rules on Instant EFT and debit orders

Frequently Asked Questions

Precium is a strategic payments partner to scaling global and local brands. We combine world-class payment infrastructure, purpose-built for the realities of African commerce, and hyper-local expertise to unlock expansion in emerging markets.

We partner with global merchants, payment orchestrators, and local enterprises. If your business requires enterprise-grade payments infrastructure, let’s talk.

We offer once-off and recurring card payments, instant EFT, Capitec Pay, debit order, and more plus payout options, all accessible through a single integration or your existing orchestration layer.

You can integrate via a pure API (Server to Server) solution or redirect option, or connect through your current orchestration partner. We adapt to your architecture, not the other way around.

We’re a PCI DSS Level 1 v4.0 certified payment facilitator, working with licensed acquiring banks and operating in line with local exchange control and tax regulations. Our infrastructure is designed to reduce your compliance burden at every step.

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Local payments
for global brands

South Africa is one of the fastest-growing digital economies in Africa, with mature infrastructure and payment behaviour that doesn’t follow global norms. Work with us to localise your stack.